35 FREE Sample letters for handling debt and credit problems!
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Credit Disputes

Use these FREE letters and instructions to complain after your credit card purchase goes bad! Free information and tips on filing formal complaints with credit card companies and how to place your bill in dispute!

How to Complain After the Sale!
Learn how to complain after the sale and get results! Tips, techniques, sample letters and sources to help with your complaint!

Where & How to File a Credit Complaint!
Learn how to file complaints against banks, credit card companies, or financial institutions that get results!

Reduced "Payment to Creditors Agreement" Sample Letter
After contacting creditors by phone, use this letter to confirm reduced or delayed payment agreements!

Directory of Federal Agencies
Directory of Federal Agencies and Federal Reserve Banks plus a glossary of terms, definitions, and consumer pamphlets!

Resolution Agreement - Sample Letter
After contacting creditors or merchants by phone, use this letter to confirm what actions or steps they agreed to take toward resolving your complaint.

Corporate Consumer Contacts
A to Z listing of businesses to help you resolve a complaint about a service or product!

Phone Script - Sample
Use this phone script when calling credit issuers or merchants to complain about a product or service after the sale!

Complaining after a Sale -Sample Letter
Use this sample letter to complain about a product, service or repair after the sale!

Credit Terms and Definitions
Complete glossary of credit terms and definitions!

Debt and Credit Resources

Step-by-Step guide for dealing with Unfair and Illegal Debt Collection Tactics!
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Bankruptcy Assessment

FREE Debt Analysis
If you have at least $2,500 in credit card debt...learn about your debt relief options to lower your monthly payments, interest, and consolidate bills.
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FREE Bankruptcy Forms
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